Disclaimer: Past performance does not guarantee or indicate future results. As of October 31, 2025, the Intermediate Investment Grade Bond Strategy (IIGBS) composite consists of one fully discretionary, fee-paying account for a total of $7,273,656. The composite performance inception date is 07/31/2024; the composite creation date is 09/30/2024. Accounts are added to the composite following one full month of complete performance. All information in this report is as of the da

Disclaimer: Past performance does not guarantee or indicate future results. As of October 31, 2025, the Short-Term High-Quality Bond Strategy (STHQB) composite consists of one fully discretionary, fee-paying account for a total of $56,390,130. The composite performance inception date is 04/30/2023; the composite creation date is 06/30/2023. Accounts are added to the composite following one full month of complete performance. All information in this report is as of the date of

Disclaimer: Past performance does not guarantee or indicate future results. As of October 31, 2025, the Ultra Short-Term High-Quality Bond Strategy (USTHQB) composite consists of one fully discretionary, fee-paying account for a total of $9,224,835. The composite performance inception date is 03/31/2022; the composite creation date is 04/30/2022. Accounts are added to the composite following one full month of complete performance. All information in this report is as of the d

Disclaimer: Past performance does not guarantee or indicate future results. As of October 31, 2025, the Enhanced Cash composite consists of five fully discretionary, fee-paying accounts for a total of $49,568,364. The composite performance inception date is 09/30/2016; the composite creation date is 03/31/2022. Accounts are added to the composite following one full month of complete performance. All information in this report is as of the date of the report and is subject to

Typically, October is referred to as “spooky season” by Halloween enthusiasts who revel to engage and participate in the cultural holiday’s uncanny traditions and festivities. In 2025, October will forever be enshrined as “shutdown season”, as the U.S. government shutdown that commenced on October 1 lasted throughout the month’s entire 31-day span. An unwelcomed by-product of the month-long shutdown, fundamental and crucial official government economic data collection and rel

The U.S. economy continues to navigate a complex landscape shaped by evolving monetary policy, the early effects of sweeping fiscal legislation, and consumer uncertainty. In September, the Federal Reserve initiated its first rate cut of the year, lowering the federal funds target range to 4.00% – 4.25%, citing growing risks to employment and a softening labor market. The move marked a shift from the Fed’s earlier stance of holding rates steady, and it signaled a more accommo